Who We Are.

We listen, deliver, simplify and solve what no other insurance brokerage will.

You need an experienced team who can analyze the various options open to you (both insurance and non-insurance options) and suggest the best alternatives for your needs. Then you're in a position to make a knowledge-based decision. That's the kind of team you'll find at DHW Insurance Brokers.

At DHW, you’ll immediately experience why we’re different. It’s our Dedication, Heart and Wisdom that we bring to every client relationship.  We’re your partners in protection, prevention and risk management.  In fact, we’re the last insurance brokerage you’ll ever need. 

We value our relationship with you above all else. In an age where online automation is replacing human interaction, especially in the insurance industry, we’re different because we earn your trust through our highly personalized, hands-on, consultative approach.

With all the challenges facing organizations and families today, no one has time to become an insurance expert.

Once we get to know you, we’re able to expertly design the best and most cost effective insurance programs for your specific needs. When you work with us, we become your partner in protection, prevention and risk management.

We stand by our clients, especially through difficult situations. You can always count on DHW’s protection to have your back and ensure your peace of mind.

We’re dedicated to exceeding your expectations and being the last insurance brokerage you’ll ever need!

We know insurance

With over 50 years in the industry, our knowledge about protection, prevention and risk management is unequaled.  We’ll put our wisdom to work for you to bring you the best options available at the most cost efficient pricing.

THINK OF US AS PARTNERS

We are insurance program designers.  Through our consultation with you, we determine your specific needs and create programs that precisely match those needs.  We help simplify and clarify the entire process for you.

WE’RE PART OF YOUR COMMUNITY

We’re your neighbors, located in the SF/Bay Area. We strongly believe in getting involved giving back to our local communities as much as possible.  We frequently work with non-profits and support many local charities.

WE’VE GOT YOUR BACK

Whether it’s just a simple question or you’re facing a difficult situation, you can count on us to always be there when you need us.

Values.

DEdication

DEDICATION

Dedication is an unwavering commitment to see something to the completion. It is committing yourself to someone or some-thing. It is a singular focus or course of action on the subject where you go above and beyond the norm and typically above what is expected. It is perseverance, hard work and passion combined together. At DHW we also define it as loving what we do.

DEDICATION

Dedication is an unwavering commitment to see something to the completion. It is committing yourself to someone or some-thing. It is a singular focus or course of action on the subject where you go above and beyond the norm and typically above what is expected. It is perseverance, hard work and passion combined together. At DHW we also define it as loving what we do.

heart

HEART

Heart is the central tenant of caring. It is putting everything you have into what you are doing.  (Having) heart is listening with genuine compassion and empathy to another’s needs. In ancient cultures the heart was known as the source for feeling, virtue and intelligence. Today “heart” is relating to somebody almost without thinking. It is standing up and defending someone they have concern for.

Heart

Heart is the central tenant of caring. It is putting everything you have into what you are doing.  (Having) heart is listening with genuine compassion and empathy to another’s needs. In ancient cultures the heart was known as the source for feeling, virtue and intelligence. Today “heart” is relating to somebody almost without thinking. It is standing up and defending someone they have concern for.

wisdom

WISDOM

Wisdom is often confused with knowledge. Where knowledge is gained from experience, wisdom is using that knowledge to discern what is true and right and lasting. Wisdom includes compassion, an ability to see the larger picture, to put things in a proper perspective and to see things from many points of view.  In the abstract, wisdom is the ability to reflect and rise above one’s own perspective.

Wisdom

Wisdom is often confused with knowledge. Where knowledge is gained from experience, wisdom is using that knowledge to discern what is true and right and lasting. Wisdom includes compassion, an ability to see the larger picture, to put things in a proper perspective and to see things from many points of view.  In the abstract, wisdom is the ability to reflect and rise above one’s own perspective.

The Team.

Terry Stotka

CEO
Commercial Insurance

Dave E. Ellis

President
Commercial Insurance

Adam Emami

Broker
Commercial Insurance

Dennis Rodeen

Broker
Commercial Insurance

Trish Daley, CAWC

Operations Manager
Commercial Insurance

Pat Ellis, CISR/AAM

Account Manager
Commercial Insurance

Shelley Kaminski, CISC/CRIS

Account Manager
Commercial Insurance

Sarah Mattos

Account Manager
Commercial Insurance

Melissa Espitia

Thrive Account Manager
Commercial Insurance

Demetra Ferrant

Account Manager
Personal Insurance

Cherryl Pantaleon

Assistant Account Manager
Commercial Insurance

Victoria Sunga

Assistant Account Manager
Commercial Insurance

Deb Hazeltine

Accounting Manager

Contact Us

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