What We Do.

DHW has been servicing insurance needs for years. We are built on the principles of providing superior customer service and quality insurance solutions for our customers. As an independent agent, we work with the best insurance companies in the world.

Commercial Insurance.

At DHW we understand that your business is your investment for not only you, but your employees and your community.  We are here to help simplify the insurance process while working on efficient management of your risk and its related costs.  Below are just some of the many industries that we work with.

Workers Compensation

Workers Compensation

Workers compensation has become a leading cost factor for companies of all sizes. Premiums continue to escalate in most industries. DHW will help you keep your workers compensation costs from spiraling out of control with our proprietary approach and personal service that helps reduce your overall total cost.

Workers Compensation

Workers compensation has become a leading cost factor for companies of all sizes. Premiums continue to escalate in most industries. DHW will help you keep your workers compensation costs from spiraling out of control with our proprietary approach and personal service that helps reduce your overall total cost.

Real Estate

Real Estate

If you are a building owner or a real estate developer, you may need to insure a building, a strip mall or large developments, we understand the core challenges facing this industry which isn’t just property insurance. DHW will simplify your insurance and make sure your property and assets are protected.

Real Estate

If you are a building owner or a real estate developer, you may need to insure a building, a strip mall or large developments, we understand the core challenges facing this industry which isn’t just property insurance. DHW will simplify your insurance and make sure your property and assets are protected.

Hospitality

Hospitality

DHW understands hospitality is unpredictable industry. Inventory, seasons, exposures, employees all play a large role in your companies forecast. DHW has a wide range of carriers that specialize in programs that we team with to create risk control before claims happen.

Hospitality

DHW understands hospitality is unpredictable industry. Inventory, seasons, exposures, employees all play a large role in your companies forecast. DHW has a wide range of carriers that specialize in programs that we team with to create risk control before claims happen.

Technology

Technology

We work with a wide variety of companies involved in information technology, internet, semiconductors, telecommunications, hardward & software and more. Our experience allows us to help analyze & protect your risk as you expand in the growing market. We create innovative solutions tailored to your specific needs.

Technology

We work with a wide variety of companies involved in information technology, internet, semiconductors, telecommunications, hardward & software and more. Our experience allows us to help analyze & protect your risk as you expand in the growing market. We create innovative solutions tailored to your specific needs.

Professional Services

Professional Services

Whether you design, calculate or consult, DHW understands the details of the insurance for your professional service. With contracts, projects and deadlines, your firms work can be the main focus of your clients. We work with you to understand the specifics of what you do.

Professional Services

Whether you design, calculate or consult, DHW understands the details of the insurance for your professional service. With contracts, projects and deadlines, your firms work can be the main focus of your clients. We work with you to understand the specifics of what you do.

Manufacturing

Manufacturing

We have a thorough understanding of the exposures and operations for a wide-range of manufacturers — from consumer product manufactures to food processors. We know that each manufacturer will face unique risks, and we have the expertise to provide each operation with a comprehensive risk management and exposure review.

Manufacturing

We have a thorough understanding of the exposures and operations for a wide-range of manufacturers — from consumer product manufactures to food processors. We know that each manufacturer will face unique risks, and we have the expertise to provide each operation with a comprehensive risk management and exposure review.

Wholesale

Wholesale

DHW acts as a wholesale distributor's "Outsourced Risk Manager." Whether it is observing warehouse operations and identifying improvements or designing a new loss-sensitive insurance program, the goal is the same: to design an insurance program that is a competitive advantage over our distribution clients' industry peers.

Wholesale

DHW acts as a wholesale distributor's "Outsourced Risk Manager." Whether it is observing warehouse operations and identifying improvements or designing a new loss-sensitive insurance program, the goal is the same: to design an insurance program that is a competitive advantage over our distribution clients' industry peers.

Non Profit

Non Profit

Providing insurance for nonprofits and for-profit human service and healthcare organizations is one of the chief goals of our firm. Because of our focus on the specific market, we have developed unrivalled expertise in understanding the exact needs of a wide variety of charitable, human service and healthcare organizations.

Non Profit

Providing insurance for nonprofits and for-profit human service and healthcare organizations is one of the chief goals of our firm. Because of our focus on the specific market, we have developed unrivalled expertise in understanding the exact needs of a wide variety of charitable, human service and healthcare organizations.

Construction

Construction

With more than 50 years of experience providing construction insurance, DHW is recognized as a "construction specialist" by some of the world's largest insurance companies. We provide clients with a wide variety of construction services and our industry expertise ensures that our clients maximize insurance coverage and minimize risk exposures while improving their bottom line.

Construction

With more than 50 years of experience providing construction insurance, DHW is recognized as a "construction specialist" by some of the world's largest insurance companies. We provide clients with a wide variety of construction services and our industry expertise ensures that our clients maximize insurance coverage and minimize risk exposures while improving their bottom line.

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Personal Insurance.

Since 1960, DHW has insured hundreds of client's homes, vehicles, personal articles and recreation vehicles. Your home is usually the most valuable asset, we make sure you have the right coverages listed along with earthquake and flood.  The select carriers we use can offer additional coverages most homeowners don’t think about like identity theft, credit card fraud, travel coverage etc.  Let DHW simplify your insurance with discounts such as multi-policy and many more.  We also specialize in high value homes.

Auto insurance

AUTO INSURANCE

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

AUTO INSURANCE

Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

home insurance

HOME INSURANCE

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.

HOME INSURANCE

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it. Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people.

recreational insurance

RECREATIONAL INSURANCE

When your goal is having fun in the outdoors, the last thing you want to be thinking about is whether or not you have enough insurance coverage for your recreational vehicle. Let the experienced agents at DHW ease your concerns with the right policy. Recreational Insurance covers motorcycles, motor homes, ATVs, dirt bikes, snowmobiles, travel trailers, campers, and more.

RECREATIONAL INSURANCE

When your goal is having fun in the outdoors, the last thing you want to be thinking about is whether or not you have enough insurance coverage for your recreational vehicle. Let the experienced agents at DHW ease your concerns with the right policy. Recreational Insurance covers motorcycles, motor homes, ATVs, dirt bikes, snowmobiles, travel trailers, campers, and more. 

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Risk Management.

Here at DHW, we are looking to design a path for your business to thrive. We strive to build a relationship that will not only protect your assets, but to look at the bigger picture.  We will analyze all avenues such as identification of exposures, risk control, claims consulting, alternatives, with recommendations and systematic planning & follow up. Several of our clients have been with us for over 30 years because we do simplify the process for our insureds and save them money while protecting their largest assets.

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Employee Benefits.

DHW values it’s employees and knows our clients do as well.  Their health & well being directly and indirectly impacts your business, and no company can run without their employees!  Our resources will create or review your current benefits plan to match the needs of your business and employees.  By creating a simplified portfolio that can enhance your employee benefits management, organize wellness services and financial security plans, not only will this help your current employees, we are looking to the future so that your company has less turnover and improving recruitment.

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